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Having said that, not all assets less than Chapter seven are liquidated — particular assets are exempt from sale proceedings and will stay with the debtor.In case your employer or landlord can be a creditor, he/she/it need to be listed for a creditor on the schedules and acquire see from the bankruptcy proceeding. In Virginia, Chapter 13 debtors
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“Most likely counterintuitively, the higher your credit score is when you file bankruptcy, The larger strike you’ll get. On normal, an individual whose credit history is superb or outstanding at time of filing will see their score drop from 200 to 240 factors, though anyone with only fair credit will observe their rating drop anywhere from a hu